Savings Goal Calculator

Monthly deposit to reach your target with compound interest.

Input Parameters

Target amount

Already saved

Annual rate (%)

Years

Monthly deposit

640.87

Total Principal Invested38,452.33

Interest earned+6,547.67

175 available

Annuity and differentiated monthly installments, interest breakdown, and amortization schedule.

Calculate PITI (Principal, Interest, Taxes, Insurance), PMI, and accelerated payoff savings.

Visualize compound growth with recurring deposits, annual rate, and investment horizons.

Add or extract Value Added Tax (VAT) with international country presets.

Analyze profitability and percentage return on business capital and investments.

Gross to net salary with income tax, social contributions and deductions, monthly and annual.

Monthly deposit needed to reach a savings target with compound interest, plus total contributions and interest earned.

What is the formula?

PMT = (FV − PV·(1+i)^n)·i/((1+i)^n − 1) with monthly rate i.

Already saved something?

Enter current savings; they compound alongside deposits.

Zero interest rate?

Then it is simple division: (target − saved) / months.